Dodge arts grantees with short-term cash-flow gaps that meet the eligibility requirements below are invited to apply for zero-interest, no-fee loans through the Prudential Loan Fund. 


In 2020, the next application deadline for the Prudential Loan Fund is: 

  • August. 14, 2020


All prospective applicants who have not attended a workshop in the past three years are required to attend a Prudential Loan Info Session led by facilitator Hilda Polanco, founder and CEO of FMA Associates


Only organizations that meet the following criteria may apply for a loan:

  • Dodge Foundation Arts or Education grantee
  • An annual budget of $1 million or less
  • NJ State Council on the Arts funding or any state, federal, or local contracts  (CDBG, school, etc)
  • Attendance at Prudential Loan Info Session workshop


Required documents include:

  • Brief narrative describing how loan will be used
  • 2019 NJSCA grant award letter
  • Board authorization of loan application
  • Most recent audit and/or 990
  • One-year cash flow analysis out from July 1, 2020
  • COVID-19 financial contingency plan(s) if available.